How can we help you?


We offer a wide variety of personal and commercial products to fit your needs.


Whether you own a home or condominium or rent, Germantown Mutual offers a program to cover your insurance needs.


A Germantown Mutual automobile policy offers you complete insurance protection at an affordable price for both personal and business owned vehicles.


Germantown Mutual offers a Dwelling program that insures rental properties and/or dwellings that do not qualify for our homeowners program.

Business Owners

A Germantown Mutual business owners policy offers flexible coverage designed to meet your small business needs.  We insure several classes of business, such as tavern, restaurant, apartment/habitational, retail, service, and office.

Germantown Mutual also provides supporting coverage for your business which includes worker’s compensation, commercial umbrella liability, and commercial automobile.


Germantown Mutual’s farmowners policy is a flexible coverage contract designed to meet the insurance needs of today’s farmer. Coverage may be written on a complete “package” or may be tailored to meet certain special coverage needs of the individual risk.